Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

How to Apply

New customers of the Loan Ranger can borrow up to £300 whilst existing customers may borrow up to £1,000 to be repaid over three months in three equal and convenient instalments. The application process is completely online and takes just a few minutes to complete. We require basic details of your permanent residence and details of your income and expenditure such as employer name, status, length of service and your basic card details to undergo an affordability check. All applicants must undergo basic credit checks to ensure we retain our status as a fair and responsible lender.

Sign the agreement

Once you have been provisionally accepted, you will be sent a loan agreement which will need to be electronically signed prior to release of funding. This will be sent via email and contain an SMS code. Once all terms and conditions have been thoroughly reviewed, the underwriting team will process the application and contact you to confirm details. It is possible we may request copies of essential documents such as wage slips or bank statements to confirm personal and employment details.

Transfer of funds

Funds are transferred to your account following successful completion of the application and credit checks. You will usually receive funding within one hour of successful application.

Responsible Lending Practice

The Loan Ranger is a fair and responsible lender. As such, all loan applicants are subject to credit reference and affordability checks to assess loan suitability. These checks do leave a footprint on your credit file but do not affect your credit score.

Affordability checks are undertaken to match the loan amount to the repayment amount to ensure the best interests of both parties. Please note that the Loan Ranger will only lend money to customers who are in employment. Applicants in receipt of benefits or who are unemployed will strictly not be considered.

Checking Eligibility

To be eligible customers must meet the following criteria for a loan:

  • Over 18 years of age
  • Permanent UK resident
  • Employed and take home £750 minimum each month

It is truly that simple. Once the application is complete you will receive a provisional decision instantly!